Term Life Insurance is the most affordable way to by life insurance and commonly used to manage short term risk such as a mortgage or a young family.

A Term Insurance policy is always a better solution than mortgage insurance from a bank or lender – and often costs less.

Term coverage is affordable & flexible and can be used for single and multiple life protection and is available with various options for a personalized solution.

We work for you and not any individual insurance company – we’re independent brokers.

Count on us to create a custom plan for your individual needs and budget, which could include Term Life Insurance only or a combination of life and health protection.

The Term length is the period of time the insurance company will guarantee the premiums will change.  A Term 10, would be a guarantee for 10 years and is the very least expensive way to get insurance.  The downside is that you may need your life insurance for more than 10 years.

Choosing a term does not mean you are ‘locked’ in to paying the premiums for a certain number of years but it does give you peace of mind knowing your rates will not change unexpectedly during your term.

Choose from these term options:

  • Term 10
  • Term 20
  • Term 25
  • Term 30
  • Term 35
  • Term 100 or Term Life
  • Single, Joint or Multi-Life coverage.
  • Optional Riders to enhance your protection.

Some things to consider or ask you advisor when choosing a term:

  • How long you will need the Term Life coverage?
  • Is the premium affordable and sustainable?
  • Does the insurance carrier offer fair medical underwriting?
  • Are there quality conversion privileges in the future?

As brokers, we survey the entire Canadian Term Life Insurance market for you –

You’ll be able to see the pricing and contact us to get your application started.  We can plan a phone call and use a screen share to get your application going… its so easy.

Contact us for a quick informational chat about your needs – 647.389.5105